DEDICATED AND PROFESSIONAL SERVICE FOR ALL YOUR LENDING NEEDS

 
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Fannie Mae

Freddie Mac



HUD approved lender/FHA Specialist



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Loan Services

We believe in "going that extra mile" for you, the client. Our reward comes from your repeat business and referrals, which are, by far, much more valuable than making a quick buck the first time around.  Our management team reviews every loan to ensure that each client is fitted with the proper loan program. Few companies can rival our service.

You simply cannot replace the knowledge and experience of our team with a slick internet website. Our team, combined, has over 50 years of total mortgage experience -- no automated website can replace that! However, through technology and strong lender relationships, we have access to hundreds of programs from dozens of the largest well known and smaller lesser-known names in the mortgage lending industry. This insures that we can tailor a loan program best suited for your unique situation - not just some plain vanilla loan program that may have you paying more interest than necessary!

We streamlined the loan application process to make your life as easy and painless as possible. You can complete the entire application process over the phone or internet in just a few minutes.  If you would like to meet and discuss your needs in person, we can even arrange to meet you at your office, our office, or your own home!

Service delivered to your own home! When was the last time your banker offered to come to your house to provide service?

Experience our Service!  
Conventional Loans
Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.
FHA-VA Mortgages
A mortgage that is insured by the Federal Housing Administration (FHA).
Integrity Lending is a HUD approved lender and FHA Specialist.
Jumbo Loans
These loans offer competitive fixed rates for properties valued at $400,000 or more.
Interest Only
This type of loan allows you to only pay the interest due on your property, which will result in lower monthly payments.
Construction Loans
This type of loan allows you to only pay the interest due on your property, which will result in lower monthly payments.
100% Financing
A 100% financed loan will finance the total cost of the property, usually leaving only the closing costs to be paid by the borrower.
High Debt Ratios
Borrowers having the ratio of their monthly bills to their monthly income higher than 50% is considered a high debt ratio. Loan programs are available for these borrowers, allowing them to finance the purchase of a home or property.
Reverse Mortgages
This type of loan allows you to only pay the interest due on your property, which will result in lower monthly payments.

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